Women & Wealth | Arkin Insurance Group
An Evolving Educational Initiative

Women & Wealth

Conversations, education, and resources to help women feel more informed, prepared, and confident about what comes next.

A place for meaningful conversations about the future.

Women & Wealth is an initiative we are beginning to build at Arkin Insurance Group around education, conversation, and connection.

Life can bring major transitions—career changes, marriage, divorce, becoming a caregiver, losing a spouse, preparing for retirement, or simply wanting to feel more confident about the years ahead.

Our goal is to create a welcoming space where women can ask questions, learn about important financial and insurance considerations, and have thoughtful conversations about preparing for what comes next.

This is not about having all the answers. It is about creating conversations that help make complicated topics feel more understandable and approachable.

Your next chapter deserves thoughtful preparation. Education • Conversation • Connection

5 Key Risks Women Face in Retirement

Preparing for retirement means thinking beyond simply saving. Women may face unique challenges that can affect retirement income, savings, healthcare costs, and financial confidence.

1

Longevity Risk

Women generally have longer life expectancies than men. Living longer can mean needing retirement savings and income to last for more years.

What you can do

Consider retirement-income strategies designed to help provide income throughout retirement. Certain annuities may provide guaranteed income for life, depending on the product and contract terms.

2

Lower Retirement Savings

Career interruptions, wage differences, and time away from the workforce to care for children or family members can affect the amount available for retirement.

What you can do

Start planning and saving as early as possible. Consider working with a financial professional to develop a strategy that may include retirement accounts such as IRAs or 401(k)s.

3

Healthcare Costs

A longer retirement can also mean more years of potential healthcare expenses. Long-term care can be another consideration when preparing for retirement.

What you can do

Include healthcare and potential long-term-care expenses in your retirement planning. Explore insurance and savings strategies that may help address future costs.

4

Gray Divorce

Divorce later in life can create additional financial challenges, particularly when retirement savings and other assets need to be divided.

What you can do

If you are facing a later-in-life divorce, consider seeking professional financial guidance. Review how retirement accounts and other assets may be affected and reassess your retirement goals.

5

Lack of Confidence in Financial Planning

Retirement planning can feel overwhelming, especially when there are many decisions to make about income, savings, healthcare, and the future.

What you can do

Continue building your financial knowledge and ask questions. Working with professionals can help you understand your options and create a retirement strategy around your goals.

Conversations that can grow with you.

As Women & Wealth develops, we plan to create opportunities to explore the questions and life transitions that can shape financial and retirement decisions.

01

Preparing for Retirement

Understanding the different considerations that can shape retirement income, security, and the years ahead.

02

Life Transitions

Exploring how major changes in life can affect financial priorities and the importance of having a plan that can adapt.

03

Healthcare & Long-Term Care

Learning about healthcare costs, long-term-care considerations, and how they may fit into a broader plan for the future.

04

Life Insurance & Living Benefits

Understanding how life insurance and available living-benefit features may play a role in protecting people and the plans they have worked to build.

05

Financial Confidence

Creating a space where questions are welcome and complex topics can be discussed in a clear, approachable way.

06

Planning for What’s Next

Looking ahead with intention and considering how today's decisions may support tomorrow's goals.

Education first. Conversation always.

Women & Wealth is being created as an extension of the personalized approach we already bring to our clients. It is designed to be a place to learn, ask questions, and explore possibilities—not a one-size-fits-all formula.

01

Start with the individual

Every woman has a different story, set of priorities, and vision for the future. Conversations should begin there.

02

Make complex topics approachable

Insurance and retirement planning can feel complicated. Education should make those conversations easier to understand.

03

Ask better questions

Sometimes the most valuable part of planning is knowing what questions to ask and when to start asking them.

04

Build something together

This initiative will continue to evolve based on the conversations, questions, and needs we hear from women.

Coffee chats, workshops, and conversations.

One of the goals for Women & Wealth is to eventually create informal coffee chats and educational workshops where women can come together, ask questions, share experiences, and learn about topics that matter to their financial future.

We're Building It

Something meaningful is taking shape.

We are still developing this initiative and are not ready to announce a full schedule yet. As coffee chats, workshops, and educational events take shape, this will be the place to find updates.

Connect With Our Team

You don't have to figure everything out at once.

If there is something you've been thinking about—retirement, protecting the people you love, healthcare, long-term care, or simply understanding your options better—we are here to have the conversation.

Talk With Our Team